Flocuity

Adds one bill, invoice or other payment still to come to the business's forecast in Flocuity, as its Money tab would: what it is, money in or out, the amount, the date (today or later), how often it repeats and until when, and who it is from or to. Owners and editors only. Returns the low point before and after, and a link where it can be changed or removed. Only when the person asks to add it.

add_upcoming_item

Builds a cash forecast from the rows of one checking or savings account's export (a bank CSV, or QuickBooks' bank register), using Flocuity's forecast engine: the regular payments it finds, where the balance is headed week by week, the lowest point and when, and anything worth knowing. Nothing is stored, and it works before the person has signed in to Flocuity. Pass the rows with money in positive and money out negative, or for a bigger file the upload_id from get_upload_link; the balance at the end of the file; and any known bills or invoices the history cannot show.

build_forecast_from_transactions

Whether one payment (or a payment coming in) fits the business's forecast: the low point and the first week under the cushion or below zero, before and after. When a one-time payment does not fit, the first day in the next thirteen weeks that it would. Nothing is saved.

check_affordability

The business's saved scenarios and Flocuity's three outlooks (Expected, Cautious, Optimistic), plus On budget when there is a budget, side by side: each one's low point and when, its ending balance, and how many periods sit under the cushion.

compare_scenarios

Makes a one-time link where the person uploads a bank export from their browser, for a file too big to pass as rows (up to 20,000 rows). Give them the link; once they say the file is uploaded, call build_forecast_from_transactions or save_forecast_to_flocuity with the upload_id. The link takes a file for an hour, and Flocuity keeps the file for 24 hours.

get_upload_link

Flocuity's Reports table for one business: money in or out by category, by customer or by vendor, month by month, the actual months beside the forecast ones, with each line's total and the year's. Year to date by default, or the last 3, 6 or 12 months.

get_spending_report

How the business's customers pay: what each owes, what is past due, how many days late they usually pay (from four paid invoices on), whether they are paying later lately, and who to chase first. Name one customer to see their open invoices with the date the forecast expects each and why.

get_customer_payment_patterns

How much of one business's cash sits above its target balance (or its cushion) for the whole of the next thirteen weeks, and on average: money that could be earning more somewhere else. With what it would earn in a year at the rate the owner saved in Flocuity.

get_idle_cash

Each payday in the next thirteen weeks from the business's Staffing Model, with its total and what is inside it: pay, employer taxes and workers' comp, benefits and contractors. Totals only, never one person's pay, and only for someone who may see the Staffing Model.

get_payroll_forecast

The business's cash forecast as Flocuity has it, matching its Dashboard: a one-line verdict, where the balance starts, its lowest point and when, where it ends, and each period's money in, money out and closing balance. Four weeks day by day, thirteen weeks (the default) or twelve months, in the Expected outlook or the Cautious or Optimistic one. detail "full" adds every line in each period.

get_cash_forecast