ChatGPT Plugin

CardStack: Credit Card Tracker

Track rewards, perks & points

Brand: CardStack

Category: Finance
Primary Subcategory: Personal Finance & Budgeting Aggregators

Integration details

Description

CardStack connects your credit card wallet to ChatGPT so you can get personalized answers about your Amex, Chase, Capital One, and other credit cards, benefits, rewards, and spending. Ask which credits are about to expire, which card to use for a purchase, whether you’re getting enough value from an annual fee, where you may be missing rewards, or what benefits you still have left to use. Instead of searching through Amex, Chase, and Capital One apps, benefit guides, and spreadsheets, CardStack gives ChatGPT access to your actual CardStack wallet so it can help you make better decisions based on the cards you own. Use CardStack to: - Keep track of statement credits and benefits before they expire - Choose the best card for dining, travel, groceries, and other purchases - Understand your points, rewards, and card benefits - Review annual fees and the value you’ve received in return - Spot opportunities to earn more rewards from the cards already in your wallet If you use premium rewards cards from Amex, Chase, Capital One, or other issuers and struggle to keep track of everything they offer, CardStack turns ChatGPT into a more useful credit card assistant.

Integration type: Plugin
Verification status: Not applicable
Platform: ChatGPT
Category: Finance
Primary Subcategory: Personal Finance & Budgeting Aggregators
Secondary Subcategories: None listed
Brand: CardStack
Access: Account required
First tracked: 2026-11-12
Tool count: 22
Market: US

AgentDiscoChatGPT Plugin Discovery Score

ChatGPT organic discovery is live

Not discoverable in ChatGPT yet

ChatGPT now suggests Plugins on its own when they match a user's request, but not every Plugin is being surfaced yet.We haven’t seen CardStack: Credit Card Tracker suggested yet. Sign up and we’ll track it, and your Discoverability Score will appear here once ChatGPT starts surfacing it.

ChatGPT recommends Airtable when a user asks it to update a CRM. — ChatGPT surfaces Airtable because it matches the user's request.

Primary Subcategory

Competing in ChatGPT Personal Finance & Budgeting Aggregators

View Category

Listed in alphabetical order

Primary Subcategory

AI Expense0/100

All Finance0/100

Aurio Money Calculators0/100

Aurio Statement Analyzer0/100

BankBridge0/100

CardStack: Credit Card TrackerComing soonGet notified

Tools

22 tools agents can invoke

Compares each fee-bearing card's annual fee with tracked statement credits redeemed and still available in the card's currency. Rewards earnings are excluded. Returns null coverage when the wallet has no fee-bearing cards.
get_fee_coverage
Ranks US catalog cards by earn rate for a spending category, including groceries, dining, gas, transit, flights, hotels, travel, drugstores, and streaming. Supports an optional maximum annual fee. Rankings are not personalized to the connected wallet.
best_card_for_category
Returns a catalog card's published statement credits, perks, enrollment requirements, reset periods, and annual benefit value. Accepts a catalog card ID, name, or alias. Excludes personal credit redemption status.
get_card_benefits
Compares two to four catalog cards by ID, name, or alias. Returns side-by-side annual fees, earn rates, welcome offers, and published credits. Results exclude personal wallet usage.
compare_cards
Returns statement credits across the connected wallet with current-period redemption status, remaining value, period end date, and days remaining. Supports unused-credit and expiry-window filters.
get_credits_status
Returns a connected wallet card or catalog record by ID. Supported ID formats are card:<id> and catalog:<id>.
fetch
Returns current point-transfer bonuses with bonus percentage, effective transfer ratio, and days until expiry. Supports an optional program filter. Public reference data excludes personal point balances and account-specific recommendations.
get_transfer_bonuses
Returns alerts for statement credits expected from detected charges but not yet observed as posted.
get_missing_credits
Returns prioritized wallet actions across expiring credits, missing-credit alerts, and expiring offers. Priority and estimated values are calculated by CardStack.
get_next_best_actions
Returns reference cents-per-point valuations for airline, hotel, and bank loyalty programs. Excludes personal balances and account-specific valuations.
get_points_valuations
Returns connected points and miles balances with estimated cash values, using account-specific cents-per-point valuations when available and CardStack valuations otherwise.
get_points_balances
Returns the connected account's first name and member-since date. Excludes email addresses and account identifiers.
get_profile
Returns curated examples of high-value points and miles redemptions from the catalog. Examples are not personalized to the connected account or its balances.
get_sweet_spots
Searches connected wallet card names, issuers, and credit names alongside the public card catalog. Returns record IDs and titles.
search
Searches CardStack card reviews and guides. Returns titles, summaries, and source URLs. Article bodies are not included.
search_articles
Searches the CardStack US card catalog by card name or issuer. Returns card IDs, annual fees, earn rates, welcome offers, and published credits. Results describe catalog products, not the connected wallet.
search_card_catalog
Returns categorized spending, earned and missed rewards value, and the best card per category from the connected account's spending analysis. Does not require detailed-transaction permission.
get_spending_analysis
Returns individual card transactions with merchant, amount, date, and category. Requires the separate detailed-transactions permission granted during connection. Supports date ranges of up to 90 days per call, filters, and pagination.
get_transactions
Returns point-transfer partners and ratios. The optional program filter accepts issuer names, program names, and abbreviations such as Amex, Chase, mr, ur, capone, thankyou, and bilt. Without a filter, returns all programs. Does not include live transfer bonuses.
get_transfer_partners
Returns a summary of the connected wallet, urgent unused credits, annual-fee totals, tracked points value, one missed-rewards insight, and data freshness.
get_wallet_snapshot
Returns each card in the connected wallet with its issuer, annual fee, fee due date, earn rates, and statement credits with current redemption status.
get_cards
Returns the connected account's added bank and Amex merchant offers, ordered by soonest expiry.
get_offers

FAQs

CardStack: Credit Card Tracker ChatGPT Plugin FAQ

How the directory, categories and Discoverability Score work.

Read the methodology

How do I improve CardStack: Credit Card Tracker's ChatGPT Plugin discoverability?

The levers are the listing surface agents actually read: names, descriptions, keywords, tool metadata, and registry health. Which lever matters depends on where discovery breaks, which is what continuous measurement shows.

What are CardStack: Credit Card Tracker alternatives on ChatGPT?

As of 2026-11-12, CardStack: Credit Card Tracker competes with Finances, AI Expense, All Finance, Aurio Money Calculators, Aurio Statement Analyzer, BankBridge, BankPilot, Bankrate and 91 more in ChatGPT Personal Finance & Budgeting Aggregators, ranked by public Discoverability Score.

Where is this profile measured?

This profile uses the geography attached to the latest public registry snapshot: US. Locale tags are intentionally omitted.