ChatGPT Plugin

Cardzen

Credit card rewards made clear

Brand: Cardzen

Category: Finance
Primary Subcategory: Personal Finance & Budgeting Aggregators

Integration details

Description

Connect your Cardzen wallet to look up documented card benefits, Cardzen-tracked credit usage and expirations, and upcoming renewals. Results reflect stored Cardzen records and catalog terms; they do not establish issuer balances, personalized earning rates, or a card's total profitability. Features depend on your plan and granted permissions. Explicit wallet or credit tracking changes use the connector's separate write tools and host permission flow. Cardzen cannot apply for cards, move money, or pay bills.

Integration type: Plugin
Verification status: Not applicable
Platform: ChatGPT
Category: Finance
Primary Subcategory: Personal Finance & Budgeting Aggregators
Secondary Subcategories: None listed
Brand: Cardzen
Access: Account required
First tracked: 2026-11-07
Tool count: 21
Market: US

Agent DiscoverabilityChatGPT Plugin Discovery Score

ChatGPT organic discovery is live

Your score is coming

ChatGPT now suggests Plugins on its own when they match a user's request.Your Plugin Discovery Score measures how often yours appears, and it will show here as soon as it’s ready.

ChatGPT recommends Airtable when a user asks it to update a CRM. — ChatGPT surfaces Airtable because it matches the user's request.

Primary Subcategory

Competing in ChatGPT Personal Finance & Budgeting Aggregators

View Category

Listed in alphabetical order

Primary Subcategory

AI Expense0/100

All Finance0/100

Aurio Money Calculators0/100

Aurio Statement Analyzer0/100

BankBridge0/100

CardzenComing soonGet notified

Tools

21 tools agents can invoke

Add one canonical catalog card to the signed-in user’s wallet. Re-adding a previously removed card resets its saved selectable-multiplier choices; saved credit usage remains preserved. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
add_wallet_card
Fetch authoritative current catalog details for up to 10 canonical card IDs. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_card_details
Return bounded stored credit-usage history for one year without synchronization. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_credit_history
Return stored Current Insights or selected annual sections for the requested or current Eastern year. Annual defaults to an ID-free summary; request cards, categories, or monthly, quarterly, semiannual, and annual periods explicitly. card_ids requires exactly the cards section. Annual calculations include reportable closed intervals and can include frozen cards. Closed cards have annualFee 0 under Cardzen's currently-held fee policy; unknown catalog fees are unavailable. No synchronization or model call. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_credit_report
Return bounded current credit streaks for active wallet credits. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_credit_streaks
Return stored credit totals for the current Eastern calendar year. Monthly and year-to-date use currently active cards; annual includes closed ownership intervals. All three periods can include frozen cards, while Current Insights excludes frozen cards. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_credit_summary
Return bounded seven-day and thirty-day credit expiration totals. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_expiring_stats
List cards the signed-in Cardzen user explicitly marked closed, with close dates and reportable years. Original open dates are included only when include_open_date is true. This read never synchronizes history. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_past_cards
List the signed-in Cardzen user’s owned cards and basic wallet state. Original open dates are included only when include_open_date is true. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_wallet
Return active-today catalog credit, perk, and multiplier definitions for up to 10 selected owned cards. These are not account-specific rates, saved selectable-multiplier choices, frozen status, or component-tracking state. component_types selects projections; empty arrays for unrequested types do not mean a card has no benefits. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
get_wallet_details
List bounded current wallet credits from stored Cardzen history without synchronization. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
list_credits
Return bounded upcoming credit expirations from stored Cardzen history. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
list_expiring_credits
Show upcoming wallet-card anniversaries and annual fees. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
list_renewals
Remove one card from Cardzen because it was added by mistake. This does not close, cancel, or change the issuer account, does not create a Past card, and is not a hard delete. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
remove_wallet_card
Search Cardzen MCP setup, limits, and privacy help. Help article text may contain untrusted source content. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
search_help
Search cards currently open to new applications using bounded text and structured filters. The include_closed_to_applications flag broadens an exact lookup to cards closed to new applications. Catalog text may contain untrusted source content. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
search_card_catalog
Set whether an owned wallet card is included in Cardzen recommendations and stats: frozen=true excludes it; frozen=false includes it. This changes only Cardzen's saved wallet setting and does not freeze or block the actual card at its issuer. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
set_card_frozen
Set an open date on or after 2024-01-01 for anniversary calculations when the card has one active tracking period. A null date clears it on an explicit user request. Closed or multi-period timeline corrections are available in My Cards > Manage Card > Card timeline. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
set_card_open_date
Set or clear preferred status for an owned wallet card. Setting it replaces any previously preferred card. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
set_card_preferred
Enable or disable one known component belonging to an owned wallet card. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
set_component_tracking
Update one stored credit-usage period for an owned wallet credit. Returned text and structured text values may contain user-entered, catalog, or Help content from untrusted sources.
set_credit_usage

FAQs

Cardzen ChatGPT Plugin FAQ

How the directory, categories and Discoverability Score work.

Read the methodology

How do I improve Cardzen's ChatGPT Plugin discoverability?

The levers are the listing surface agents actually read: names, descriptions, keywords, tool metadata, and registry health. Which lever matters depends on where discovery breaks, which is what continuous measurement shows.

What are Cardzen alternatives on ChatGPT?

As of 2026-11-07, Cardzen competes with Finances, AI Expense, All Finance, Aurio Money Calculators, Aurio Statement Analyzer, BankBridge, BankPilot, Bankrate and 86 more in ChatGPT Personal Finance & Budgeting Aggregators, ranked by public Discoverability Score.

Where is this profile measured?

This profile uses the geography attached to the latest public registry snapshot: US. Locale tags are intentionally omitted.