Dibsly

Changes the person's currencies in Dibsly as the app's Settings → Currencies does: inUse: true adds a currency (a rate to the hryvnia is needed when it has none yet), inUse: false removes one — not the main one, nor one any account is in; main: true makes it the main currency, in which totals are counted, and converts the month plans not over yet into it at the app's rates; rate sets its rate to the hryvnia by hand (the app's own refresh from the NBU writes its rate later). Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Euro added at 48.20 ₴”.

dibsly_save_currency

Changes or deletes the person's existing expenses and income in Dibsly, each by its transaction id: a new category, title, amount, day or account, or a deletion. Transfers and investments are not changed and nothing is created. At most 200 changes a call. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language describing the change, e.g. “Moved 12 Glovo orders of September to Cafés”.

dibsly_edit_operations

Changes or deletes transfers between the person's own accounts in Dibsly, each by its id, as the app's transfer card does: the amount sent, what arrived (another currency only; the app's rate when left out and the amount changes), the day, the note, or either account; or a deletion. A debt's or a credit's movement is not changed here. Nothing moves real money. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. At most 50 changes a call. `summary` is one plain sentence in the person's language, e.g. “The savings transfer of 3 October is 5 000 ₴”.

dibsly_edit_transfers

Changes the Dibsly settings every phone of the person's account shares, only the ones given: weekStart (one of system, monday, tuesday, wednesday, thursday, friday, saturday, sunday); monthStartDay (a day 1–31 the month starts on (a month from the salary is set in the app)); dateFormat (system, dayMonthYearDots, monthDayYearSlashes, isoYearMonthDay); defaultAccountID (one of the person's active accounts); salaryCategoryID (an income category); planning (true or false); investments (true or false); goals (true or false); paymentCalendar (true or false); noteSuggestions (true or false); balanceByCurrency (true or false); mainSavingsTile (mine or together); mainInvestmentsTile (mine or together). Each phone takes them on its next sync. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “The week starts on Monday”.

dibsly_save_settings

Sets the person's plan for a month in Dibsly, as the app's Planning page does: category limits (an amount, or null to remove one), up to four categories watched on the main screen, and the month's planned income, savings and investments. A month without a plan gets one first, started as the app starts one (from last month's plan or last month's spending). Amounts in the plan's currency, e.g. "1500.00". Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it — a plan started here is removed whole. The person's phone shows the change after its next sync.

dibsly_edit_plan

Changes the ФОП payout exactly as the Dibsly app does: the usual hourly rate (months already worked keep theirs), the person's usual conditions (add, rename, change, delete) and any month's own figures — hours, rate, company rate, a condition's value for that month only (e.g. holiday pay changed the salary part), the company's figure, the day the money came. Returns the changed months checked.

dibsly_edit_fop_payout

Changes the person's investment operations in Dibsly, each by its id, as the app's operation card does — any operation, entered in the app, by a statement or by an assistant: the amount, the quantity and unit price of a buy or a sell, the day, the note, the fee of a buy, a sell, a dividend or a tax and the tax of a dividend (an amount, or "0" to remove the line); `accountID` moves it with its lines to another broker account in its currency; `delete` removes it with its lines. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. At most 50 a call. `summary` is one plain sentence in the person's language.

dibsly_edit_trades

Sets the colour one of the person's assets shows with in Dibsly's portfolio and charts, as the app's colour sheet does: #RRGGBB, or null for the automatic colour. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language.

dibsly_asset_color

Turns one of the person's incomes into money a person or a shop of their debts paid back, as the app's «Від Саші?» does: a transfer from them to the same account with the income's amount, time and title, in place of the income (a statement row that brought it now points at the transfer). The party must be in the account's currency. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language.

dibsly_income_as_return

The person's credits in Dibsly («Кредити»): each loan, mortgage, purchase in instalments («частинами») and microloan with its id, kind, what is left to pay, «paid N of M», the rate (a year; a microloan's a day with what each day costs and the interest run up so far), the regular payment, the next payment (day, amount, how much of it is the body and how much interest) and whether it is overdue, the payments left and the last one, the interest still ahead and the overpayment of the whole credit as taken; the totals by currency. Also the credit cards whose limit the person set: the limit, their own money, the bank's money spent, the credit still available and the day to pay it back by without interest. With `credit` (an id or a name), also its next twelve payments and its movements (+ the money the bank lent to an account, − payments). A credit is the person's own record, not a bank account: payments are transfers to it, the interest an expense in «Відсотки й комісії»; a purchase in instalments counts whole on its day. Amounts are estimates from the terms the person entered: their bank's contract decides. Read-only: credits are added and paid in the Dibsly app.

dibsly_credits

The currencies in the person's Dibsly: each code with its name, whether it is in use (offered for accounts and amounts), whether it is the main one (totals and plans are counted in it) and its rate to the hryvnia, which the app's conversions use. Read-only.

dibsly_currencies

Who owes the person and whom the person owes in Dibsly («Борги»): every person or shop with its id, kind (person or shop), balance in its currency (positive — they owe the person, negative — the person owes them; zero — settled), owesYou / youOwe, the latest movement and payBackBy (the day they are to pay back by, if the person set one); the totals by currency. A party with nothing ever between them is not listed. With `party` (an id or a name), also that party's movements, newest first, signed from the person's wallet: + money that came back to the person (borrowed, or paid back to them), − money the person gave (lent, paid back, or another's part of a shared bill), each with the person's own account, the note and the day. People and shops are records of the person's own, not bank accounts; a debt never counts as income or spending. Read-only.

dibsly_debts

Deletes one of the person's goals in Dibsly by its id: the money stays on its accounts and only the goal goes; what it set aside of a shared account returns to the family's goals, and the family is told when a family goal is deleted. Recorded in the AI journal on the Dibsly website (History → AI journal), where the person can bring it back.

dibsly_delete_goal

Deletes one of the person's own accounts in Dibsly, as the app does, only when nothing uses it: no expense, income, transfer or trade on it, no calendar payment or pending draft from it, no bank connected to it, not merged with another, not shared, and not the last active account (an account with history is archived or merged instead). Its sub-accounts stay as accounts of their own; if it was the default account, the next active one becomes it. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Deleted the empty Test account”.

dibsly_delete_account

Deletes one of the person's categories in Dibsly as the app does. An unused one (no operation, plan limit or calendar payment) goes with its remembered merchants. A used one needs `intoCategoryID`, another category of the same kind, and is merged into it: its operations move there (with its name, icon and colour), a plan's limit is added to that category's limit in the same plan, the watched categories, calendar payments and remembered merchants follow, then it is deleted. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it (a merge's moved operations are entries of their own). `summary` is one plain sentence in the person's language, e.g. “Merged Cafés into Restaurants”.

dibsly_delete_category

Every dividend payout recorded in Dibsly — historic payouts and the broker payouts — with the gross amount, the tax the broker withheld and the net amount; optionally one year or one symbol.

dibsly_dividends

The person's drafts in Dibsly waiting to be recorded — payments the app caught from Apple Pay and from the banks' notifications: id, kind (expense, income or transfer), where it came from, the day, the merchant, the note, the account, the amount (null when the notification had none) and the bank's own amount in another currency, the suggested category, a transfer's other account and a bank's fee. Read-only.

dibsly_drafts

The person's goals in Dibsly, exactly as the app's and the website's Goals page show them: each goal not bought yet as the page shows them — in the queue's order, the reserves at the bottom though they fill first — with what it holds of its target and, with a reserve, what it would hold if the reserve went to it too (withReserves), its accounts and what each gives it, when it is saved up at the pace of the last six months (forecastMonth), what its date needs a month, a family goal's parts by person, a capital goal's scenarios at 4/6/8 % real return; the goals bought (done); the free savings beyond the goals; what others set aside of shared accounts for their own goals. Goals on the same accounts fill in turn: the first takes what it needs, the next what is left. Amounts are decimal strings in the goal's currency. With `purchasesFor` (a goal's id), also the money that left that goal's accounts in the last six months — the expenses and transfers that may have bought it, each with its id. Read-only.

dibsly_goals

Adds the rows of a bank statement (any bank — from a PDF, CSV or screenshot) to one of the person's Dibsly accounts, or to a new account with the given title and currency. Each row: the date, the signed amount in the account's currency (negative = spent, positive = received) and the bank's description as written. Rows matching an operation already recorded on that account (same day, amount and kind) are skipped. With preview: true nothing is saved and the answer lists what would be added and skipped, the period and the totals. Categories come from the person's own merchant memory; a row may carry a suggested categoryID. The batch is recorded in the AI journal on the Dibsly website, where “Undo import” removes it. At most 1000 rows a call.

dibsly_import_statement

The person's investment operations in Dibsly, newest first, between two dates and optionally for one broker account or one symbol: id, day, account, kind (buy, sell, dividend, tax, fee, assetIn, assetOut, cashIn, cashOut), symbol, quantity, unit price, the amount and its currency, the note, where it came from (manual or a broker's statement) and its own fee and tax lines with their ids. `count` is all that match; at most 300 are listed. Read-only.

dibsly_trades

Lets go of money a person or a shop owes the person, as the app's «Гроші не прийшли» does: the party pays it back to one of the person's accounts and the same sum is spent there in Gifts — the account stays as it was, the party is settled (or owes less) and Analytics counts the gift; both noted «Прощений борг: <name>». The amount is at most what they owe (all of it by default); the account is the one their last movement went through by default. Nothing moves real money. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language.

dibsly_forgive_debt

Creates a goal in Dibsly or changes one by its id, as the app's goal card does. A goal is something the person saves towards — a flat, a car, a trip (kind purchase), a cushion (reserve: never bought, always filled first) or a capital such as a million in investments (capital) — with an amount in its own currency and the savings or investment accounts that hold its money, in the order it takes from them. A personal goal uses the person's own accounts; a family goal (family: true, in the space shared with the family, where everyone sees and edits it and is notified) can also use the shared accounts and the accounts others share with the person; an account belongs to one queue, the family's or the person's own. Changing `family` moves the goal to the other queue as a new goal with a new id. A new goal goes to the end of its queue. done: true marks it bought (optionally for purchaseAmount — e.g. a $25,000 car bought for $21,000, the rest going on to the next goals — or by purchaseID, the expense or transfer that bought it, from the goal's purchases: its day and amount are taken); done: false puts it back in the queue. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it.

dibsly_save_goal

Acts on one date of the person's Payment calendar in Dibsly, as the app's payment sheet does, by the payment's id (`<rule id>:<number>` from the calendar's payments): `paid` records the payment's expense or income with its title, amount, account and category on its day (today if the day is ahead) and marks the date paid; `link` marks it paid by an expense or income already recorded (transactionID; not in the future, not another date's); `skip` skips this date only; `move` moves this date only to `day` (today or later). A date already paid is not changed. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. The phone shows it after its next sync. `summary` is one plain sentence in the person's language, e.g. “Netflix for November paid”.

dibsly_calendar_payment

Marks one of the person's incomes as the salary, or unmarks it, as the app's «Зарплата» toggle does when the person's months start from the salary: a marked salary starts a new month on its day (one a day — another on the same day is replaced) and its category becomes the salary's. Only in that month mode. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “The 28 October income is the salary”.

dibsly_mark_salary

Sets the marks of the person's ФОП page in Dibsly as the app does: `paidQuarter` — a quarter's tax marked paid (quarter as "2026-3", the amount it covered in hryvnias; null amount takes the mark back); `declaration` — a quarter's declaration filed or not; `income` — an income counted as the ФОП's income or not (its id from the incomes; null lets the app's rule decide); `payDaysBefore` — «Коли плачу», 7, 14 or 30 days before the deadline (null: on the deadline). Nothing is paid or filed anywhere: these are the person's own marks. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Q3 tax marked paid”.

dibsly_fop_marks

Merges one of the person's own accounts into another in the same currency, as the app's merge does: the first is archived and its operations, transfers and trades count from then on as the second's (they are not rewritten), which takes its place in totals and as the default account; the second can get a new name. Both must be active, not shared and not debts or credits. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Merged the old monobank card into monobank”.

dibsly_merge_accounts

The person's plan for a month in Dibsly: each category's spending limit with what is spent so far, the categories watched on the main screen, the month's planned income, savings and investments, and every expense category with its id. `planningOn` false means Planning is switched off in the app's settings: the plan is kept but not shown. Amounts in the plan's currency. Read-only.

dibsly_plan

Moves a brand (by its id or name from the brands list) to one of the person's expense categories in Dibsly, as the app's brand move does: its new purchases go there, from the bank's notifications, statements and the person's own entries; category: null gives it back to automatic. With movePast: true its earlier purchases in the category it stood in move too. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Сільпо now goes to Groceries”.

dibsly_save_brand

Moves all of the person's expenses or incomes that match the filters to another category in one call, e.g. every expense of one category to another, or every “пиво” of a year to Beer. Filters (at least one): fromCategoryID, text in the title, accountID, and a period from/to (YYYY-MM-DD; without it, all time). Only operations of the target category's kind move; transfers and investments never; at most 5000 a call. With preview: true nothing changes and the answer is the count and a few examples. Recorded in the AI journal on the Dibsly website (History → AI journal) with Undo, in parts of 200. `summary` is one plain sentence in the person's language, e.g. “Moved all 340 Їжа expenses to Продукти”.

dibsly_move_operations

Puts the person's accounts in the order given, as the app's drag in Settings → Accounts does: each pocket (On hand, savings, investments, ФОП) keeps its own order, the archived accounts after the active ones; accounts not listed keep their place after the listed ones of their pocket. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language.

dibsly_order_accounts

Puts the person's expense or income categories in the order given, as the app's drag in Settings → Categories does; the categories not listed follow in alphabetical order. Whether every list follows this order or the most used come first is the app's own setting. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language.

dibsly_order_categories

Puts the goals of one queue — the person's own or the family's — in the order given, as the app's drag on the Goals page does: the goals not bought yet that are not reserves, in that order, then the reserves (they fill first whatever their place). A goal not listed keeps its turn after the listed ones. The money a goal holds follows from the new turn. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it.

dibsly_order_goals

Today's key figures in Dibsly: the investment portfolio (value, amount invested, profit, cash at brokers) and the progress of the person's savings goals.

dibsly_overview

Pauses or resumes one of the person's recurring payments or incomes in the Payment calendar of Dibsly, by its schedule id, as the app's payment sheet does: paused, today's payment stays and nothing is due from tomorrow; resumed, it is due again from today (or tomorrow, when today is still covered) on its usual days, with no end. A paused payment whose dates after the pause were already skipped, moved or paid is resumed in the app. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Gym paused”.

dibsly_pause_payment

The person's Payment calendar in Dibsly: every recurring payment and income (schedule id, title, amount, account, category, how often, the next day) and the payments due from a month ago to two months ahead that are not paid or skipped yet (each with its payment id). Read-only.

dibsly_calendar

The person's investment holdings in Dibsly: quantity per broker account, cost basis, value, share of the portfolio, profit and net dividends; the target allocation blocks with their ranges and current shares, the funds' look-through, the purchase rules and the cash at each broker. Prices are the last market close the server fetched (Yahoo Finance) or the price last recorded in Dibsly, whichever is newer, each with its source and date — not live quotes.

dibsly_portfolio

Records a payment of one of the person's credits in Dibsly (a loan, a mortgage, a purchase in instalments or a microloan), as the app's «Сплатити» does: from one of the person's own accounts in the credit's currency, the amount covers the interest due first (an expense in «Відсотки й комісії») and the rest goes to the body (a transfer to the credit). `early` makes it an early repayment as «Достроково» does — all of it to the body, then `shorter_term` keeps the payment and ends sooner, `lower_payment` keeps the end and lowers the payment. The credit is given by id or name; the date is YYYY-MM-DD, today by default. Nothing moves real money: it is the person's own record. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Paid 5 200 ₴ of the car loan”.

dibsly_record_credit_payment

Records a loan or a return in the person's Dibsly debts («Борги»), as the app's transfer card does: `lend` — the person lent money (from their account to the party), `borrow` — the person borrowed (from the party to their account), `repaid_to_me` — the party paid the person back (to their account), `i_repaid` — the person paid the party back (from their account). The party is a person or a shop, by id or by name; a name not in the debts yet adds a new person (or a shop with kind: shop) in the currency of the person's account. `accountID` is one of the person's accounts — their own or one they share with family (the movement then shows on the shared account for everyone in it; the person or shop stays the person's own) — in any currency: the debt is in the account's currency, and a person owed in another one gets a party in this one beside it (the app shows them as one person). Nothing moves real money: it is the person's own record. The amount is positive, in the account's currency; the date is YYYY-MM-DD (default today). Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Lent Sasha 2 000 ₴ from monobank”.

dibsly_save_debt

Records one of the person's drafts as an operation, or discards it, as the app's draft card does. Recorded, it becomes an expense, an income or a transfer on its own day and time, with the amount (required when the draft has none, or when the account is in another currency than the draft), the account, the category of its kind and the title given or the draft's own; the draft is then marked recorded. Discarded, nothing is recorded. A draft with a bank's fee, or on an account shared with others, is recorded in the app. Every call is recorded in the AI journal on the Dibsly website (History → AI journal), where the person can undo it. `summary` is one plain sentence in the person's language, e.g. “Recorded the Silpo draft, 640 ₴”.

dibsly_record_draft

Records trades on the person's broker accounts in Dibsly: a buy or a sale (symbol, quantity, price or the sum without the fee, fee), a currency exchange (the amount and currency sold from accountID, toAmount and toCurrency bought on toAccountID — the broker's account in that currency; stored as one exchange at the rate the two amounts give, with its fee in feeCurrency), a fee, a dividend, a tax, cash in or out. A buy or a sale needs an asset already in the person's portfolio. Records keep the order given and their time of day (HH:mm) when known. When the broker's statement is later imported in the app, it takes these records over with its exact figures instead of adding them twice. Every call is recorded in the AI journal on the Dibsly website, where the person can undo it. At most 50 trades. `summary` is one plain sentence in the person's language, e.g. “Bought 2 QQQ on Interactive Brokers”.

dibsly_record_trades