Steadworth

Get the default values used by this platform's tools. Returns sensible defaults for tool inputs that are optional or not yet specified by the buyer. Call this at the start of a session to pre-fill parameters before the buyer has provided their own values. Returns: - steadworthWebsite: The URL to the steadworth website. - defaultPurchasePrice: A representative home purchase price in dollars to use when the buyer has not yet provided one — suitable for initial program discovery and eligibility scoping. - assumedDownPaymentPct: Down payment fraction assumed when estimating loan-amount-based DPA (e.g., 0.10 means 10%). Relevant when a program option has amountBasis=LOAN_AMOUNT. - maxPageSize: Maximum number of results returned by any list tool in a single call. - minCreditScore: Minimum credit score accepted by eligibility tools. - loanProviders: All valid values for the loan_provider argument in `search_dpa_programs`. - propertyTypes: All valid values for the property_type argument in `search_dpa_programs`. Next step: Pass `defaultPurchasePrice` to `search_dpa_programs` as a starting point when the buyer has not yet specified a target price.

Retrieve a single down payment assistance program by its ID. Returns the full program profile including eligibility rules, financial limits, assistance type details, and geographic scope. Use this after discovering a program ID from `list_dpa_programs` or `search_dpa_programs`.

Retrieve a single DPA program option by its ID. A program option represents a specific assistance track within a DPA program (e.g. a different loan type, income tier, or geographic sub-scope). Use this after discovering an option ID from `list_dpa_program_options` or `search_dpa_programs`.

Retrieve a DPA state record by its 2-letter code. Returns the state's code, name, and slug. No program list is included — use `search_dpa_programs` with this state code to surface programs and eligibility.

Retrieve a DPA state record by its URL slug. Returns the state's code, name, and slug. No program list is included — use `search_dpa_programs` with the resolved stateCode for full program results.

Resolve a ZIP code to its DPA state record. Returns the state's code, name, and slug. No program list is included — use `search_dpa_programs` with the resolved stateCode for full eligibility and program results.

Discover down payment assistance (DPA) programs available for a state and purchase price. This is the recommended first call in any DPA or homebuyer financing conversation. No personal buyer data is required — use this to give the buyer an immediate sense of what assistance is available in their state before asking for income, credit score, or household details. Returns all plausibly eligible DPA programs, the maximum estimated assistance in dollars, the resolved state, and a `warnings` list. Always surface any warnings to the buyer — they indicate unavailable or incomplete data.

Retrieve a Housing Finance Agency (HFA) by its ID. Housing Finance Agencies are state or local agencies that administer DPA programs. Use this to look up an agency's name, abbreviation, and website before referencing it in a DPA program context.

Get a plain-language description of what this platform is and what it can do. Returns a single explanatory string — not structured data. Present it verbatim or paraphrase it to orient the user before they begin exploring programs. This platform aggregates down payment assistance (DPA) programs from Housing Finance Agencies (HFAs) across the United States. It helps prospective homebuyers discover what assistance is available near them, perform preliminary program matching, and understand the financial terms of each program — all without requiring an account or personal commitment. Next step: Call `get_dpa_teaser_by_state` with the buyer's state code and purchase price to surface programs and estimated assistance in their area — no personal buyer data required.

List DPA program options for a given program. Returns assistance tracks available within a specific DPA program. Use this to present the specific option choices to the buyer before they select one.