Thrifle

Full record for one card by its card_key (from search_credit_cards): APR tiers, intro and penalty APRs, fees, promotional financing terms with the issuer's own fine-print quote, rewards, perks, welcome offer, and provenance (pricing-terms URL, verification date, confidence). Store cards link to the partner retailer's return policy.

get_credit_card

Everything Thrifle knows about one deal, by its thrifle.com URL or slug: price and list price, merchant, coupon, why it's great, the editorial verdict, the price-history verdict for Amazon items, FAQ, and the buy link. Use after search_deals when the shopper wants detail on one item.

get_deal

Thrifle's editor-picked deal of the day with price, merchant and buy link. Cheap to call; returns found:false when none is set.

get_deal_of_the_day

Step-by-step guide to cancelling a US subscription or membership: available channels (online, app, phone, in person), notice period, fees, refund after cancelling, retention tactics to expect, and an ease-of-cancellation grade. Coverage is still small; the response lists what is available when the merchant is not found.

get_cancellation_guide

The full text of one Thrifle article by URL or slug (HTML stripped, long posts truncated at ~20,000 characters), plus its FAQ, author, date and URL for citation.

get_blog_post

Find Thrifle articles by keyword: original data studies (e.g. what actually dropped on Black Friday, Prime Day fact-checks), buying guides, and the Money section's credit and BNPL explainers. Returns title, one-line summary, date, author and URL. Use get_blog_post to read one.

search_blog

Browse verified birthday offers from US brands. Filters: actually_free (no purchase and no prior spend required), kids (child-eligible), no_signup, category (e.g. 'Restaurant', 'Beauty'), name fragment. Returns slim rows; use get_birthday_freebie for the full terms of one brand.

search_birthday_freebies

Search Thrifle's curated US deals by product, brand or keyword. Returns live deals with price, list price, discount %, merchant, coupon code when there is one, the thrifle.com deal page, and a buy link. Expired deals are excluded unless include_expired is set. Use for 'is there a deal on X' or 'best price on X right now' questions.

search_deals

Browse Thrifle's discount database: filter by programme type (military, student, or both), retail category, and/or a name fragment. Returns slim rows with the discount value and a link per retailer.

search_discounts

Browse Thrifle's US credit-card database (store and co-branded cards first): filter by issuer, retailer, store cards only, or cards that use deferred-interest promotional financing. Rows carry purchase APR range, annual fee, financing type, data confidence and the verification date. Numbers come from issuer pricing pages, never roundups.

search_credit_cards

Find retailers in Thrifle's return-policy database by name fragment and/or category (e.g. 'Fashion', 'Electronics', 'Home'). Returns slim rows with the return window and a link. With no arguments it returns the category list and total count. Use it when get_return_policy says a retailer was not found, or to list retailers in a category.

search_return_policies

Latest US Consumer Price Index by spending category (headline, food, energy, shelter, apparel, etc.) with month-over-month and year-over-year change, plus average gas prices by grade with week-ago and year-ago comparisons. Sourced from BLS and EIA.

get_price_pulse

Current US macro numbers from Thrifle's Money Monitor: GDP growth, personal saving rate, average credit-card APR, revolving and total consumer credit, the federal debt, and mortgage / fed funds / 10-year Treasury rates, each with the previous reading and year-ago value. Sourced from FRED and the U.S. Treasury; refreshed daily.

get_money_monitor

Reverse lookup: the US retailers whose price-match policy explicitly names the given store as an accepted competitor. Optionally filter by the product category being bought so only stores that plausibly stock it are listed. Use for 'who will match Amazon's price on this' questions.

who_will_price_match