VisitorsCoverage

Get list of all available countries for travel insurance. Returns country codes (ISO3), names, and ISO2 codes. Returns: Dict with total count and list of country objects.

get_countries

Get the current date and time in US Eastern Time (EST/EDT). Use this tool at the START of every conversation to know today's date, and whenever you need to validate that user-provided dates are in the future. Returns: Dict with timezone, full datetime string, date in MM/DD/YYYY format, and current time.

get_current_datetime

Get full details for a specific insurance plan. Returns comprehensive plan information including coverage benefits, restrictions, eligibility criteria, PPO network, underwriter details, key benefits with tooltips, benefit highlights, showcase sections, and available add-ons.

get_product_details

Get list of states/provinces for a specific country.

get_states

Generate a Travel Medical Insurance quote. Use this tool for NON-US citizens/residents who need medical coverage while traveling internationally (including to the USA).

get_quote

Generate a Trip Insurance quote to protect a trip investment. The total_trip_cost is automatically divided equally among all travelers.

get_trip_quote

List available insurance plans for a category. Returns full plan details including name, description, provider, coverage highlights, restrictions, eligibility criteria, PPO network info, and purchase URLs. Use list_categories first to see available category ids.

list_products

List available insurance categories. Returns the available insurance categories (e.g. visitor, trip, immigrant) with their id, name, description, and image. Use the category id when calling list_products or get_quote. Returns: Dict with categories list.

list_categories

Recalculate premium for a plan with new coverage or deductible. Use this after get_quote to let users adjust coverage amounts and see updated pricing. NOT supported for trip insurance.

update_plan_premium