Circlemark

Run the direct-phone lanes for one person on an already-unlocked property. Holds 5 credits; the charge settles only when a number lands (refunded on a miss). personKey comes from a prior reveal_contacts result. Some vendors answer by webhook — a 'pending' person means retry reveal_contacts in a few minutes to pick up the number. `phoneOutcome` says what happened: 'none' = searched, no direct number; 'unavailable' = no source could search this person right now (nothing was looked up — say so, never 'no number exists'); 'error' = a lane failed, retry later.

find_phone

The property ids on the user's watchlist, newest pin first. Fetch each one's record with get_property.

list_watchlist

One institution's commercial-mortgage record across every market Circlemark reads: closings by county, property type and quarter over the last 36 months, size band, all-time count, the recorded spellings folded onto it (a bank's old names stay on the clerk's index after a merger), its sibling desks per the reviewed crosswalk, and its last 20 closings. Free (same meter as a property view). Takes a groupKey from find_lenders or a name; an ambiguous name returns the candidates instead. Revealed behaviour, dated — `stated` and `contacts` are null. The people at the lender are on the website profile page only, never through the connector.

get_lender

The full record for one property: the assessor's facts (year built, units, building and lot size, assessed value, owner of record and mailing address, building class, last sale and sale history, NYC co-op and rent-regulation status) and EVERY mortgage recorded against it — active, satisfied, foreclosed — with lender, borrower, amount, stated or estimated maturity and its basis, rate terms as the document states them, prepayment dates, purpose, LTV, modification and satisfaction, distress signals cited to their instruments, the trustee's-sale notice with the servicer and trustees handling a default (Texas), facility badges, the other properties securing the same loan, and links to the recorded document and the parcel at the source. Free (counts as a property view, like get_lender). Takes a propertyId from search_loans, list_watchlist or get_lender, or a loanId to land on one of that loan's properties. Names the count and sources of the people on record but never the people — that is reveal_contacts (1 credit). Use this before a reveal to confirm the loan is the one the user means, and whenever search_loans' one row is not enough.

get_property

Add a property to the user's watchlist (their hand-picked pipeline, shown at /watchlist). Free; capped per plan.

add_to_watchlist

Unlock the people behind a property's leading loan: principals from the public record (each row cites its source) plus work emails from vendor lookups. Spends 1 reveal credit from the seat's allowance (monthly on a paid seat; a one-time budget on the free seat) — unless this property was already unlocked, in which case it is free and served from the earlier answer. Use propertyId from search_loans. Phone numbers are NOT included; use find_phone for one person.

reveal_contacts

The seat's reveal-credit allowance (this month's on a paid seat; the one-time budget on a free seat — `resets` says which), usage, and the account's plan.

get_credit_balance

Search commercial real-estate mortgages by maturity window, market, county, loan size, lender, and distress signals. Free to call (daily fair-use metering); returns one row per property × loan. statedMaturity is read from recorded documents; estimatedMaturity is a modelled estimate (maturityBasis 'assumed', or 'stated_term' when the document states a term but no date) and must be presented as an estimate, never as fact; nextResetDate (maturityBasis 'reset') is a stated rate-change date from the recorded rider, the event on 30-year paper. total counts to a depth of 1,000 ('1000+' beyond that).

search_loans

Remove a property from the user's watchlist.

remove_from_watchlist

The institutions that have closed commercial mortgages matching a market, county, property type and loan-size band in the last 36 months, counted from recorded instruments (one per loan, originators only, three closings or more). Free (same daily fair-use meter as search_loans). This is revealed appetite, never a credit box: rank is by closings or recency, every row is dated to its lastDeal, and `stated` / `contacts` are null because the record holds neither. Answers 'who lends on $5M industrial in Tarrant' with no subject property; for one property's comparables, search_loans first and pass its county, type and amount here.

find_lenders